The Federal Reserve just made its second rate cut of 2025, lowering the federal funds rate to 3.75%–4.00% in response to slowing job growth and persistent inflation.
Since the previous reduction in September, mortgage demand has climbed over 20% year over year, refinancing activity is up 7%, and confidence is returning to both residential and commercial markets.
For real estate professionals, this moment signals more than a policy shift — it’s the start of renewed opportunity. Lower borrowing costs, stronger liquidity, and improved buyer sentiment are beginning to reshape the landscape.
Read our full analysis: What the Fed’s Second Rate Cut Means for Real Estate.
